we find the
right choice for you

Let’s take the first step together and help you find the right plan for you.

(970) 397-3287

We’re here to help you understand your Medicare choices—no obligation, just helpful information.

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what to know

What is Annual enrollment

Annual Enrollment for Medicare runs from October 15 to December 7 each year. During this period, beneficiaries can make changes to their Medicare Health Plan coverage. They can switch between Original Medicare and Medicare Advantage Plans, change Medicare Advantage Plans, or join/change Part D Prescription Drug Plans.

welcome to

Sappington Insurance

Sappington Insurance, LLC was officially formed in February of 2017. That is when the company took it’s current form. David Sappington, the owner, had starting working in the financial services industry early in 2009. He is self-educated and has been licensed and gained experience in various aspects of the industry. After working in the Medicare side of things starting in 2015, David decided to make that his focus. Our business is focused on products that support seniors and their needs.

Why Us

Local Expertise

Our team of experienced, licensed agents is located right where you are. Whether you're in Northglenn, Denver, or anywhere in between, we have a knowledgeable broker nearby ready to help.

Personalized Guidance

We understand that each individual's insurance needs are different. That's why we take the time to listen, answer your questions, and find the plan that fits your situation perfectly.

Comprehensive Services

From Medicare and Medicaid to other health insurance options, we offer a wide range of solutions to ensure you have the coverage you need for peace of mind and security.

Get Started Today

Navigating insurance options can be complex, but you don’t have to do it alone. Contact me today to connect with a local broker who can help you find the best insurance plan for your needs.

Our Services

We Will Help You Every Step Of The Way

01

Medicare Health Plan Choices

Explore a variety of Medicare health plan options tailored to meet your unique healthcare needs.

02

Supplemental Insurance

Supplemental insurance provides additional coverage to help fill the gaps in your existing health plan.

03

Dental & Vision Insurance

Dental and vision insurance ensures you have comprehensive coverage for your oral and eye care needs.

The Different Parts of Medicare

Medicare Part A

Medicare Part A is hospital insurance that helps cover inpatient care, skilled nursing facility care, hospice, and some home health care.

Medicare Part B

Medicare Part B is medical insurance that covers outpatient care, doctor visits, preventive services, and some medical supplies.

Medicare Part D

Medicare Part D is prescription drug coverage that helps pay for medications prescribed by doctors.

Medicare Advantage Plans

Medicare Advantage plans, also known as Part C, are an alternative to Original Medicare, offering all-in-one coverage that includes Parts A, B, and often D, along with additional benefits like vision, dental, and wellness programs.

Medicare Supplement Insurance plans

Medicare Supplement Insurance plans, also known as Medigap, help cover out-of-pocket costs like copayments, coinsurance, and deductibles that Original Medicare (Parts A and B) doesn't cover.

Supplemental Insurance

Home Care Plus

Home Care Plus Insurance helps cover the costs of in-home care services, such as assistance with daily activities, skilled nursing, and therapy, allowing individuals to recover or age comfortably at home.

Hospital Indemnity

Hospital indemnity insurance provides a fixed daily benefit to help cover the costs associated with hospital stays, such as out-of-pocket expenses, lost income, and additional medical costs.

Recovery Care

This provides coverage for short-term stays in a nursing home or rehabilitation facility after an illness, surgery, or injury. It helps cover costs for skilled nursing, therapy, and personal care services during recovery.

Critical Illness/Cancer

Critical illness or cancer insurance offers a lump-sum benefit upon diagnosis of a covered serious illness or cancer, helping to cover medical expenses and other financial burdens.

Final Expense

Final Expense Insurance is designed to cover end-of-life costs, such as funeral expenses, medical bills, and outstanding debts. It typically offers a smaller death benefit, making it an affordable option to ease the financial burden on loved ones.

Dental & Vision

Dental Insurance

Dental insurance helps cover the costs of routine dental care, such as cleanings and exams, as well as more extensive procedures like fillings, crowns, and orthodontics.

Vision Insurance

Vision insurance provides coverage for eye exams, glasses, contact lenses, and sometimes other eye care services, helping to manage costs related to maintaining good eye health.

At Sappington Insurance we are dedicated to teaching you how the various parts of Medicare work and how the program was built in order to help you make an informed choice when choosing a plan.

Your Local Experts

Get in Touch

We are here to help. Contact me today to shop your Medicare Health Plan options.

David Sappington                                                              Phone: (970) 397-3287
Email: Dave@sappingtoninsurance.com
Office Hours: Monday – Friday, 9 AM – 5 PM

About

David was born and raised in Weld County. He also lived in Pennsylvania and Washington state. Colorado had always felt more like home, so he made his way back to the mountain state. As with each of us, his life experiences give him a unique perspective on life. David has had careers in various industries and brings knowledge and strength from those experiences to his business in the senior insurance industry.

Why Choose Us?

Personalized Service: We take the time to understand your unique needs and offer solutions that fit your lifestyle and budget.

Ongoing Support: From initial consultation to post-enrollment assistance, we are here to support you at every step.

Ask Me Anything. anytime.

(970) 397-3287

By providing my e-mail address or telephone number, I agree to allow a licensed sales representative to contact me regarding information related to Medicare health plans and educational information related to health care. According to Medicare rules, we need your permission to contact you to discuss your Medicare plan options. By accepting this form, you are agreeing to a sales telephone call or an email from a licensed sales agent to discuss the specific types of products above. The person who will be discussing plan options with you is with or contracted by a Medicare health plan or prescription drug plan that is not the Federal Government, and they may be compensated based on your enrollment in a plan. Signing this does NOT affect your current enrollment, nor will it enroll you in a Medicare Advantage Plan, Prescription Drug Plan, or other Medicare plan.

We do not offer every plan in your area. Currently, we represent 15 organizations which offer 60 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options

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