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right choice for you

Let’s take the first step together and help you find the right plan for you.

(954) 296-5149

We’re here to help you understand your Medicare choices—no obligation, just helpful information.

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what to know

What is Annual enrollment

Annual Enrollment for Medicare runs from October 15 to December 7 each year. During this period, beneficiaries can make changes to their Medicare Health Plan coverage. They can switch between Original Medicare and Medicare Advantage Plans, change Medicare Advantage Plans, or join/change Part D Prescription Drug Plans.

welcome to

Penley Insurance

Nancy Penley, the owner of Penley Health Insurance Solutions, is a highly experienced Licensed Health Insurance Broker based out of Castle Rock, and serving all of Colorado. Specializing in Medicare Health Plans, Nancy is dedicated to helping individuals navigate the complexities of Medicare, ensuring they find the best coverage to meet their needs.

Her expertise and personalized approach have made her a trusted resource in the community for those seeking comprehensive health insurance solutions. Nancy’s commitment to exceptional service continues to make a positive impact on the lives of her clients.

Why Us

Local Expertise

Our team of experienced, licensed agents proudly serves communities throughout Colorado. No matter where you are in the state, you’ll find a knowledgeable local expert ready to guide you through your real estate journey.

Personalized Guidance

We understand that each individual's insurance needs are different. That's why we take the time to listen, answer your questions, and find the plan that fits your situation perfectly.

Comprehensive Services

From Medicare and Medicaid to other health insurance options, we offer a wide range of solutions to ensure you have the coverage you need for peace of mind and security.

Get Started Today

Navigating insurance options can be complex, but you don’t have to do it alone. Contact me today to connect with a local broker who can help you find the best insurance plan for your needs.

Our Services

We Will Help You Every Step Of The Way

01

Medicare Health Plan Choices

Explore a variety of Medicare health plan options tailored to meet your unique healthcare needs.

02

Supplemental Insurance

Supplemental insurance provides additional coverage to help fill the gaps in your existing health plan.

03

Dental & Vision Insurance

Dental and vision insurance ensures you have comprehensive coverage for your oral and eye care needs.

The Different Parts of Medicare

Medicare Part A

Medicare Part A is hospital insurance that helps cover inpatient care, skilled nursing facility care, hospice, and some home health care.

Medicare Part B

Medicare Part B is medical insurance that covers outpatient care, doctor visits, preventive services, and some medical supplies.

Medicare Part D

Medicare Part D is prescription drug coverage that helps pay for medications prescribed by doctors.

Medicare Advantage Plans

Medicare Advantage plans, also known as Part C, are an alternative to Original Medicare, offering all-in-one coverage that includes Parts A, B, and often D, along with additional benefits like vision, dental, and wellness programs.

Medicare Supplement Insurance plans

Medicare Supplement Insurance plans, also known as Medigap, help cover out-of-pocket costs like copayments, coinsurance, and deductibles that Original Medicare (Parts A and B) doesn't cover.

Supplemental Insurance

Home Care Plus

Home Care Plus Insurance helps cover the costs of in-home care services, such as assistance with daily activities, skilled nursing, and therapy, allowing individuals to recover or age comfortably at home.

Hospital Indemnity

Hospital indemnity insurance provides a fixed daily benefit to help cover the costs associated with hospital stays, such as out-of-pocket expenses, lost income, and additional medical costs.

Critical Illness/Cancer

Critical illness or cancer insurance offers a lump-sum benefit upon diagnosis of a covered serious illness or cancer, helping to cover medical expenses and other financial burdens.

Recovery Care

This provides coverage for short-term stays in a nursing home or rehabilitation facility after an illness, surgery, or injury. It helps cover costs for skilled nursing, therapy, and personal care services during recovery.

Dental & Vision

Dental Insurance

Dental insurance helps cover the costs of routine dental care, such as cleanings and exams, as well as more extensive procedures like fillings, crowns, and orthodontics.

Vision Insurance

Vision insurance provides coverage for eye exams, glasses, contact lenses, and sometimes other eye care services, helping to manage costs related to maintaining good eye health.

Empowering Seniors, Securing Tomorrow – Medicare That Cares.

Navigating healthcare shouldn’t be complicated. Our Medicare support is tailored specifically for seniors, offering clear guidance, compassionate service, and benefits that truly make a difference. We’re here to help you make informed choices—because you’ve earned peace of mind.

Your Local Experts

Get in Touch

We are here to help. Contact me today to shop your Medicare Health Plan options.

Phone: (954) 296-5149
Email: penleyhealthinsurance@gmail.com
Office Hours: Monday – Friday, 9 AM – 5 PM

About

Nancy Penley is not only a dedicated Licensed Health Insurance Broker specializing in Medicare Health Plans but also an avid outdoor enthusiast. She loves camping in the mountains with her camper, fly fishing, and hiking. She is a proud mother of two adult daughters and a doting grandmother to four grandchildren. Her passion for the outdoors and her family enriches her professional life, making her a compassionate and relatable advisor to her clients.

Why Choose Us?

Personalized Service: We take the time to understand your unique needs and offer solutions that fit your lifestyle and budget.

Ongoing Support: From initial consultation to post-enrollment assistance, we are here to support you at every step.

What Is Medicare Scholar

Medicare Scholar is your trusted source for clear, simple Medicare guidance. Every agent certified through the Medicare Scholar program is specially trained to explain Medicare in easy, bite-sized pieces—no jargon, no pressure. Whether you're just getting started or exploring your options, a Medicare Scholar-certified agent will walk you through everything you need to know, at your pace, so you can feel confident in every decision you make.

Medicare Scholar Certified Agent

As a Medicare Scholar-certified agent, I’m here to make Medicare simple. I’ve completed specialized training to break down the complexities of Medicare into clear, bite-sized pieces—so you never feel overwhelmed or rushed. Whether you're new to Medicare or reviewing your current coverage, I’ll guide you through your options in a way that’s easy to understand and tailored to your needs. My goal is to help you feel confident and informed, every step of the way.

Ask Me Anything. anytime.

(954) 296-5149

By providing my e-mail address or telephone number, I agree to allow a licensed sales representative to contact me regarding information related to Medicare health plans and educational information related to health care.According to Medicare rules, we need your permission to contact you to discuss your Medicare plan options. By accepting this form, you are agreeing to a sales telephone call or an email from a licensed sales agent to discuss the specific types of products above. The person who will be discussing plan options with you is with or contracted by a Medicare health plan or prescription drug plan that is not the Federal Government, and they may be compensated based on your enrollment in a plan. Signing this does NOT affect your current enrollment, nor will it enroll you in a Medicare Advantage Plan, Prescription Drug Plan, or other Medicare plan.

We do not offer every plan in your area. Currently, we represent 6 organizations which offer 12 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options

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